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Online Payment - Terms & Conditions of payment over the DIBMS (Dhisana Institute of Business Management Studies) Website

These terms and conditions apply to the User who uses the Online Services provided for any payment made to DIBMS (Dhisana Institute of Business Management Studies). Kindly read these terms and conditions carefully. By authorizing a payment to DIBMS through the online payment service ("the service"), it would be treated as a deemed acceptance to these terms and conditions. DIBMS reserves all the rights to amend these terms and conditions at any time without giving prior notice. It is the responsibility of the User to have read the terms and conditions before using the Service.


All Master, Visa, Debit Cards are accepted for transactions on the payment gateway available through the DIBMS website.

DIBMS does not engage in direct retail activities. The payment gateway on the DIBMS website is being provided by ICICI Bank, using their payment gateway.

At no point must the cardholder disclose his/her Debit card number, date of expiry or the CVV number over the call to anyone.

Payment should be made through Debit Card who having 3D Secure password only.

Cardholder must verify the courses opted for before making the payment.

Cardholders making Fee Payment online can verify the amount directly credited to their DIBMS Student Account. All Fee Payments made over a weekend will be reflected in the subsequent week.

Cancellation and refund of fee(s) will be resolved strictly as per terms mentioned on the Prospectus.

On activation of the DIBMS service, standard terms mentioned in Prospectus and Handbook will apply.

The success and failure of a card transaction are at the sole discretion of the card issuing bank. DIBMS assumes no responsibility for any dispute arising therefrom. DIBMS shall not be responsible for any fraudulent or disputed transactions. In case of a dispute regarding any card transactions made by the cardholder through the DIBMS website, the same must be resolved by the cardholder directly with Your Bank/Debit card issuer. You agree to not make DIBMS a party to any such dispute. DIBMS shall not be liable to You/ cardholder for any consequence arising out of any fraudulent or disputed transactions.

By making a Fee Payment over the DIBMS website, You hereby agree to comply with these terms and conditions. You agree to release, indemnify and hold harmless DIBMS and its officers/employees, business affiliates, from and against any injuries, losses, damages, claims, actions, or any liability of any kind resulting from or arising from your or any third party's use (or misuse) of the Fee Payment facility available over the DIBMS website.

By paying through any valid Debit Card owned by you or as legally provided by you. You are agreeing that there shall be no charge back in respect of any transaction done on the relevant Symbiosis website under the assigned user ID.

DIBMS reserves the right at any time, without prior notice, to add or vary all or any of these terms and conditions or to replace, wholly or in part this Fee Payment facility or to withdraw it completely.

All students seeking admission to DIBMS programs and paying fees online must carefully read the Prospectus and website and further agree to abide by the rules and regulations of the Institute before making online fees transaction and it is understood that a student engaging in online fees transaction has read and understood the rules & regulations.

Students submitting admission/application form to any program/course at DIBMS must read the rules and policies related to provisional admission, cancellation of admission and refund of fees and disclaimers before making online fees transaction and it is understood that a student engaging in online fees transaction has read and understood the rules & regulations.

Students, who have been granted admission on a provisional basis, are also required to pay Program Fees as per the prescribed fee instalment timeline.

It is the sole responsibility of the student to pay all prescribed fees as per the timelines mentioned in the prospectus for the program in which he/she has enrolled. If a student fails to pay the fees as per the timelines, then in such a case, his/her admission shall stand cancelled.

Failure to pay complete program fees as per the prescribed deadline will result in cancellation of admission.

A student, with admission cancelled by DIBMS due to non-compliance of eligibility or non-payment of program fees within the prescribed timeline, will not be eligible for any refund of the program fees and any such request will not be entertained.

DIBMS is not liable to refund any excess/unidentified fee(s) paid by the student towards program/course/examination or any other fees. Such excess fees may be utilized for any other applicable services (as allowed by DIBMS) by the student in the same financial year subject to the Director's approval.

Late admissions will not be eligible for any kind of refund or change of Program/Specialisation. Late admissions are not eligible for any instalments or extension in program fee deadline.

In the cases as mentioned above, the student is not entitled to any refund of paid fees.

Students desiring to cancel their admission need to submit an application for cancellation of admission (Application for Refund of Program Fees) only in the prescribed format.

Students will receive the refund of the fees paid by them subject to refund policies mentioned in the prospectus.

Refund application will be processed only after the student sends back to the Institute the self-learning material, confirmation/provisional letter, ID card or any other DIBMS material that the student has.


The following is a summary of the key terms & conditions of this service: